Budget Reset

Make a simple monthly budget from real numbers.

Prompt

Here's my monthly take-home pay: [amount] and my spending by category last month: [list].
Suggest a realistic budget for next month that reaches [goal, e.g. save $300]. Show categories in a table (last month | proposed | change), point out the 3 easiest cuts, and don't cut [things I won't change].
This is for planning, not financial advice.

Tips

Export last month's transactions from your bank to get accurate numbers.

Example output (excerpt)

| Dining out | $420 | $300 | -$120 | Easiest cut: two fewer takeout nights per week.